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More us are buying temporary car insurance  instead of buying a policy for a longer period.

Since people have much less disposable income these days, this type of temporary insurance offers a realistic alternative to paying out much more for a long term plan.

Insurance companies all regard Temporary car insurance differently as some see it as very high risk.

The premium you get quoted will very much be influenced by your claims history if you have one, along with other factors such as the car make and model, the number of days you want cover for and your personal details.

 There are many driverswho need cover for just a few days while they’re changing cars, or need to borrow a car at short notice.


Trouble is, because you need the temp car insurance pretty quickly, you tend to buy with haste, and settle for the first quote you get offered.  This is a big mistake. Plan ahead and make some calls now to get a few quotes and get an idea of how much it’s likely to cost you.


You can get temporary cover for a number of days ranging from just one day up to 28 days.  It is indocin no prescription an ideal way for a young driver to be able to drive a car legally on a road trip.

Young person’s car insurance is very expensive, running into the thousands of dollars, and the vast majority cannot afford these high premiums simply because most of them are students, or are in low paid jobs.  In these cases, temporary car insurance can offer these peoplea life line.

There’s more chance of a young person being able to make the payments on one of these temporary car insurance plans which gives them the mobility they seek.

This means they can get temp car insurance for 3 or 4 weeks at a fraction of the price of an annual policy.


There is a large number of insurance companies that specialise in offering temporary car insurance, in particular to driversin high risk categories.

Driving with insurance is a legal requirement in most countries and buying this type of insurance, although it might be relatively expensive on a day to day basis, ensures drivers stay on the right side of the law.

One of the factors that has contributed to the rise in insurance premiums for temporary car insurance, is the increase in fraudulent claims.

There is no doubt that if full long term insurance is out of your range, temporary insurance could be the answer.  Not only does it enable you to drive legally, but it helps you build up a better driving history which will reduce your costs in the long term.

To find out more tips on why you need temporary car insurance visit our website.  We also have some great temp car insurance resources on our Squidoo Lens.

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